Every point, and what it cost.

One purchase can be funded by an airline, a hotel and a card at once.

A purchase, not a rowThe ledger groups the movements of one purchase into the event they belong to.
Balanced, both waysPoints and money each sum to zero on every movement. That is the check, not a report.
The model is declaredFee, split, currency and rules are versioned configuration — not a deployment.

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Access is scoped by role. A funder sees only its own rules, pool and fee — never another funder's numbers, never the split.